2018
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The War on Carbon Emissions
We have scientific evidence which shows that if we allow a 2° C average rise in global temperature we will likely face catastrophic climate change. The Paris Agreement calls for a 1.5° C limit to warming. Our governments are planning for a 3° C rise in temperature. This is untenable. If we have any hope…
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Energy Efficiency and Mortgages
Anybody that has ever applied for a mortgage knows about the “debt to service ratio”. It’s a calculation that determines whether you can afford make your mortgage payments based on the total cost of building ownership (tcbo). A lower tcbo means that you can afford to spend more on your mortgage. As a potential homeowner,…